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Sales Concepts

Final Expense Planning Combined Sale Lifestyle Protection
A look at options other than the simplified issue whole life traditionally used for final expense.
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Final Expense & Mortgage Protection. Find out how one product, Advantage Plus, can fulfill both these needs.
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Learn how to use Foresters needs analysis tools to determine the proper protection for clients.
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Accelerated Benefit Rider and Small Business Small Business Planning Assigning Ownership vs. Collateral Assignment
Learn how to use Life Insurance with ABR’s to help fund your small business clients buy/sell agreements.
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A look at how Foresters life insurance can help both your small business owners and their employees.
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Learn the differences between assigning ownership and collateral assignment and when each concept is appropriate for your client.
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Product Overviews

Lifefirst SMART UL Prepared
Foresters Lifefirst level term life insurance is designed with your customers’ needs in mind. Featuring 10-, 20-, 25- and 30-year level premiums and a variety of optional benefits that can enhance the basic coverage. Non-Medical and Medical Underwriting (based on face amount) are available.
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SMART UL is a flexible premium universal life insurance product that offers potential cash accumulation. It is available on both a non-medical and medical underwriting basis. In addition to offering potential for long-term growth, SMART UL also offers a variety of features and riders that address a broad range of personal protection needs.
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Foresters Prepared Accidental Death Term Insurance is a simple and low-cost way to help your clients protect their family from financial hardship in the event of an accidental death.
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Planright Advantage Plus Your Legacy
PlanRight is a permanent, whole life product which provides a guaranteed, level premium and makes use of a simplified application and underwriting process. PlanRight is designed to help cover final expenses such as the costs associated with funeral and burial expenses, probate fees, or other financial obligations that an Applicant’s family may face in the event of death.
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Foresters Advantage Plus is a participating whole life product which provides lifetime death benefit protection, guaranteed cash values and lifetime guaranteed premiums. In addition to offering lifetime protection, Foresters Advantage Plus also offers a variety of features and riders that address a broad range of personal protection needs.
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Foresters Your Legacy Single Premium Whole Life Insurance is a non-medical participating whole life product which provides lifetime death benefit protection, guaranteed cash values, and potential dividends.
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On Boarding

New Producer Advantage Plus Illustration Software e-app
A comprehensive look at Foresters member benefits and products.
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An in depth guide to using the Advantage Plus illustration software through the use of different case studies.
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An overview of how to get started and use the Foresters e-app.
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Decision Express Foresters Difference Accelerated Death Benefit Rider
Product availability and process for the point of sale Decision Express are covered here.
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A look at the many different ways in which Foresters gives back to both the community and its members.
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An introduction to the basic features of the chronic, critical, and terminal illness riders as well as the products that have this rider available and the benefits of each category.
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Member Benefits

Overview Community Granting Legal Link
An introduction to Foresters member benefits for all eligible insureds.
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How to get started on the member portal at myforesters.com along with a description of the Community Granting Program and how to apply.
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An overview of the benefits Legal Link has to offer to its U.S. cerificate holders.
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Everyday Money Member Portal .
An Introduction to the Everyday Money benefit including services provided, what other members are using it for, and what happens on a call.
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How to sign up for and use the member portal at myforesters.com.
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