Foresters is a fraternal benefit society with over 140 years of history caring for their members. The “A” rated company offers a full suite of products including Lifefirst, a very competitive term product, Advantage Plus, a participating whole life product, Smart UL, for cash accumulation, Planright, a simplified issue whole life product geared to the final expense market, and Prepared, a stand-alone accidental death policy that features return of premium. We feel the combination of their financial strength, member benefits, history of charitable giving, and overall social consciousness will make them an outstanding addition to any agents group of carriers.
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North American was founded in 1886. As a privately held company that is a member of Sammons Financial Group, North American remains focused on the long term goal of perpetuating itself for hundreds of years. Their product line, including Universal Life, Indexed Universal Life, and Term Insurance give agents and clients extraordinary adaptability. The Indexed Universal Life products offer flexible premium with an indexed feature that can help clients build a solid foundation of financial protections for their families, businesses, or estates. The Universal Life portfolio includes a wide range of choices, from guaranteed death benefit to cash accumulation products, to enable the agent to find a fit for a wide variety of client needs. The ADDvantage Term delivers 10, 15, 20, and 30 year guarantee periods at very competitive prices. With flexible products targeted toward customers looking to match their changing financial needs, North American Company is a strong partner for our independent agents and their customers.
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Transamerica Life Insurance Company is a powerful force in the Term and Universal Life industry that brings a compelling life insurance portfolio. The Financial Foundation IUL offers several crediting strategy options to help consumers stay the course in achieving their financial goals. The Trendsetter series of Term products featuring the Super and Living Benefits have your clients covered in any situation. Rounding out the portfolio is Solutions, Transamerica’s Final Expense offering. With these strong product offerings and brand name recognition, Transamerica is a must have for any independent agent.
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Ameritas Life Insurance Company was founded in 1887 as The Old Line Bankers Life Insurance Company of Nebraska (Bankers Life). In 1988, after years of growth and diversification, Bankers Life changed its name to Ameritas Life Insurance Corp. (Ameritas Life) to reflect its broad product line and national scope. Their mutual advantage includes their commitment to do what’s best for the diverse needs of individuals, families and businesses rather than third-party stockholders; to focus on long-term financial strength rather than short-term quarterly returns; and reinvesting our proceeds into growing our capital to help ensure we’ll be there when needed most. This mutual advantage has been the foundation that has allowed us to deliver on our promises for more than 125 years. The FLX IUL and FLX Term products feature the most innovative Living Benefits available in the industry.
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United Home Life Insurance Company is a rapidly growing company owned by the largest farm bureau in the United States, the highly respected Indiana Farm Bureau Insurance Company. UHL, smartly bolstered by its strategic alliances, is one of NIDA’s key partners and has established itself as a strong financial entity. Specializing in impaired risk cases with a virtually guaranteed issue product, but also offering simplified issue term and a stand-alone accidental death policy, United Home Life is a rising star.
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